Planning Ahead OUTLOOK

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Does thinking about your personal finances make you feel anxious?

Overall
Agree
Disagree

Overall:

*AAPI - Asian Americans and Pacific Islanders

69% of those ages 18-29 feel anxious when thinking about their finances, compared to 68% of those ages 30-44, 57% of those ages 45-59, and 22% of those ages 60+

How often do you think about your personal financial condition?

Overall
More than once a day
About once a day
About once a week
About once a month
Less than once a month

Overall:

42% of respondents think about their personal financial condition one or more times a day

Have you set aside emergency or rainy day funds that would cover your expenses for three months?

Overall
Yes
No
Don't know

Have you set aside emergency or rainy day funds that would cover your expenses for three months?

Overall over time:

Overall

53% of respondents in 2021 had an emergency fund, compared to 35% in 2009

Do you have any retirement plans through an employer?

Overall
Yes
No
Don't know

Do you have any retirement plans through an employer?

Overall over time:

Overall

31% of of respondents with a high school education or less have at least one retirement plan, compared to 49% of respondents with some college education and 71% of respondents with a college education

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The Financial Capability of U.S. Adults

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The Financial Capability of U.S. Adults

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